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Press Release

SEC Provides Additional Temporary Regulatory Relief and Assistance to Market Participants Affected by COVID-19

SEC continues to closely monitor the impact of COVID-19 on investors and capital markets

Washington D.C., March 26, 2020 —

Today, the Securities and Exchange Commission announced that it is providing additional temporary regulatory relief to market participants in response to the effects of the Coronavirus Disease 2019 (COVID-19). The actions announced today involve (1) parties needing to gain access to make filings on the EDGAR system, (2) certain company filing obligations under Regulation A and Regulation Crowdfunding, and (3) a filing requirement for municipal advisors.

Temporary Relief from Form ID Notarization Requirement

The first set of relief seeks to address potential issues filers may have in securing the notarization required to gain access to make filings on the EDGAR system. The Commission has adopted a temporary final rule that provides relief from the notarization requirement from March 26, 2020 through July 1, 2020, subject to certain conditions. Among those conditions are that the filer indicates on its manually signed Form ID that it could not provide the required notarization due to circumstances relating to COVID-19, and that the filer submits a PDF copy of the notarized manually signed document within 90 days of obtaining an EDGAR account.

Compliance with Regulation A and Regulation CrowdfundingTo address potential compliance issues for Regulation A and Regulation Crowdfunding issuers, the Commission adopted temporary final rules that extend the filing deadlines for specified reports and forms that companies must file pursuant to those regulations. The rules provide, subject to certain conditions, affected companies with an additional 45 days to file certain disclosure reports that would otherwise have been due between March 26, 2020 and May 31, 2020. Among other conditions, a company relying on the temporary final rules must promptly disclose to its investors such reliance and when a company files the required report or form, it must disclose that it is relying on the temporary final rules and state the reasons why, in good faith, it could not file such report or form on a timely basis.

Annual Update to Form MA for Municipal Advisors

To address potential compliance issues municipal advisors may have in timely submitting annual update filings (Form MA-A), the Commission issued a temporary conditional exemptive order that provides, subject to certain conditions, affected municipal advisors with an additional 45 days to file annual updates to Form MA that would have otherwise been due between March 26, 2020 and June 30, 2020. Among other conditions, the municipal advisor must be unable to meet the filing deadline for its annual update to Form MA due to circumstances related to current or potential effects of COVID-19 and must provide a brief description of the reasons why it could not timely file.


The Commission may extend the time period for relief announced today, with any additional conditions it deems appropriate, or provide additional relief as circumstances warrant. Companies, municipal advisors, and their representatives are encouraged to contact SEC staff with questions or matters of particular concern.

The SEC staff will continue to closely track developments, and, if appropriate, consider additional relief from other regulatory requirements for those affected by the Coronavirus. Parties with questions about the relief provided to Form ID filers should contact the EDGAR Business Office at 202-551-8900. Parties with questions about the relief provided to Regulation A and Regulation Crowdfunding filers should contact the Division of Corporation Finance’s Office of Small Business Policy at 202-551-3460. Parties with questions about the relief provided to municipal advisors should contact the Office of Municipal Securities at or 202-551-5680.

Related Materials
•Temporary Final Rule



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The Bankers control the news outlets.... jt
Note the number of deaths caused by Flu, in just  Washington State:   Interesting that the US Government is using 'fear' tactics to manipulate the American people. Watch your six- Americans are a rare breed-but don't underestimate us......We will do what we have to do to defend liberty for ourselves and our offspring.   jt


Home > COVID-19: Carnegie UK Trust response
COVID-19: Carnegie UK Trust response

COVID-19: Carnegie UK Trust response

March 18, 2020

COVID19 is an exceptional event that is having a major and rapidly accelerating impact on families and communities across the UK. We understand that it also has significant implications for Carnegie UK Trust’s many partners. We recognise that work programmes, outputs and payment dates may all need to change. Our approach during this time will be to be as kind, flexible and helpful as we can be to all those who we work with.

Carnegie UK Trust project officers will work with our partners over the next few weeks to plan together what is possible. Please don’t feel any pressure to contact us – but equally, if you have any concerns, or think there is something specific that we can do to help, please do get in touch.

Our events and meetings

We are undertaking a full review of our upcoming programme of external events and meetings. In line with government advice on social distancing, we won’t be holding any physical Carnegie UK Trust events or meetings at this time. Where possible, we’ll look at opportunities for holding these activities virtually – and we’ll work with partners on these plans. We know this won’t be possible or appropriate in all cases and in those circumstances we’ll work with partners to agree postponement arrangements or other mitigation plans.

Our team

Our team members are now working remotely, in line with government advice. Contact details for all team members can be found here. Please do get in touch with us through these channels.

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Trump invokes act to marshal private sector against coronavirus pandemic; Senate OKs bill

President Trump said FEMA is active across the United States.

The president also said the US will suspend all foreclosures, evictions until April


Wednesday, March 18, 2020 4:48PM

WASHINGTON -- Confronting twin health and economic crises, President Donald Trump announced Wednesday he will invoke emergency powers to marshal critical medical supplies against a coronavirus pandemic threatening to overwhelm hospitals and other treatment centers. The Senate acted on the economic front, approving legislation to guarantee sick leave to workers sickened by the disease.

Trump described himself as a "wartime president" as virus cases surged and the markets fell, and he took a series of extraordinary steps to steady a battered nation, its day-to-day life fundamentally altered.

Most immediately, Trump said he would employ the Defense Production Act as needed, giving the government more power to steer production by private companies and try to overcome shortages in masks, ventilators and other supplies.

Trump also said he will expand the nation's testing capacity and deploy a Navy hospital ship to New York City, which is rapidly becoming an epicenter of the pandemic, and another such ship to the West Coast.

Two Navy hospital ships will be dispatched to alleviate crowding in hospitals amid the coronavirus pandemic, President Trump announced March 18.

The Housing and Urban Development Department will suspend foreclosures and evictions through April. A growing number of Americans face losing jobs and missing rent and mortgage payments.

But as Trump laid out efforts to steady the economy, the markets plummeted. Gone were the last of the gains that the Dow Jones Industrial Average had made since Trump took office.

Administration announcements came on a fast-moving day of developments across the nation's capitol, its empty streets standing in contrast to the whirlwind of activity inside the grand spaces of the White House and the Capitol.

The Senate overwhelmingly passed a second coronavirus response bill, sending it to Trump to enact with his signature. The vote was a lopsided 90-8 despite worries by many Republicans about a temporary new employer mandate to provide sick leave to workers who get COVID-19. The measure is also aimed at making diagnostic tests for the virus free.

Meanwhile the administration pushed forward its broad economic rescue plan, which proposes $500 billion in checks to millions of Americans, with the first checks to come April 6 if Congress approves the plan. Trump and Canadian Prime Minister Justin Trudeau jointly announced that the U.S.-Canada border would be closed, except for essential personnel and for trade. The virus is afflicting people in both countries.

The White House urged hospitals to cancel all elective surgeries to reduce the risk of being overwhelmed by rising cases. The president was pressed on why a number of celebrities, like professional basketball players, seemed to have easier access to diagnostic tests than ordinary citizens.

"Perhaps that's the story of life," Trump said. "I've heard that happens on occasion."

Trump dismissed talk from his own treasury secretary, Steven Mnuchin, who suggested that the nation could face 20% unemployment at least in the short term.

That's an "absolute total worst case scenario," Trump said. "We're no way near it."

The administration has told Americans to avoid groups of more than 10 people and the elderly to stay home while a pointed reminder was given to millennials to follow the guidelines and avoid social gatherings. Trump likened the effort to the measures taken during World War II and said it would require national "sacrifice."

"It's a war," he said. "I view it as a, in a sense, a wartime president. It's a very tough situation."

No long able to run for reelection on a healthy economy, he was taking on the mantle of a wartime leader after played down the severity of the crisis for weeks.

The president also employed more nativist, us-vs-them rhetoric at the briefing, continuing his recent habit of referring to the coronavirus as the "Chinese virus," which has been sharply criticized as racist. "It's not racist at all," Trump said. "It comes from China, that's all."

He was asked about a report that a White House aide had referred to the virus as the "Kung flu" when talking to an Asian-American reporter and Trump did not signal disapproval of the offensive term.

Trump later met nursing leaders and expressed "gratitude for those on the front lines in our war against the global pandemic." A limited number of people gathered around a large table, their chairs spread apart in a display of social distancing.

The Defense Production Act gives the president a broad set of authorities to shape the domestic industrial base so that it is capable of providing essential materials and goods needed in a national security crisis.

The law allows the president to require businesses and corporations to prioritize and accept contracts for required materials and services. It also allows the president to provide incentives for the domestic industrial base to expand the production and supply of critical materials and goods, according to a March 2 report by the Congressional Research Service.

President Donald Trump said self-swab COVID-19 tests are in the works.

Trump also said he would soon invoke a rarely used federal statute that would enable the U.S. to tighten controls along the southwest border because of the new coronavirus, based on a recommendation of the U.S. surgeon general.

The president said the law, intended to halt the spread of communicable diseases, would give authorities "great latitude" to help control the outbreak. Earlier, U.S. officials told The Associated Press that the administration would invoke the law to immediately turn back all people who cross the border illegally from Mexico and to refuse people the right to claim asylum there.

More than eight weeks after the first U.S. case of the virus was detected, the federal government is still struggling to conduct widescale testing for the virus. Compounding the problem, laboratories are reporting shortages of key supplies needed to run tests.

Vice President Mike Pence reiterated Wednesday that testing should give priority to those most likely to have COVID-19.

RELATED: President Trump wants to send Americans checks 'in next 2 weeks,' Treasury Secretary Mnuchin says

"It's important to remember that people without symptoms should not get tested," Pence said. "We want to make sure the supply of testing is there for those who need it most."

Deborah Birx, who is coordinating the White House response, cautioned there has been a backlog of swabs waiting in labs to be tested, and as that backlog clears "we will see the number of people diagnosed dramatically increased" in the next few days.

Birx said the science discovering how long the virus can be transmissible on hard surfaces helped prompt the administration's tightening of recommendations on social distancing. "None of us really understood the level of surface piece," she said. "We're still working out how much is it by human-human transmission and how much is it by surface." She said: "Don't exposure yourself to surfaces outside the home."

For most people, the new coronavirus causes only mild or moderate symptoms, such as fever and cough. For some, especially older adults and people with existing health problems, it can cause more severe illness, including pneumonia.

Proper hand washing

Health officials say regular and thorough hand washing is one of the best ways to reduce your risk of contracting COVID-19.

The vast majority of people recover from the new virus. According to the World Health Organization, people with mild illness recover in about two weeks, while those with more severe illness may take three to six weeks to recover.

Birx also renewed her call for younger people to follow federal guideline and stop meeting in groups.

She said there have been "concerning reports" from France and Italy about young people becoming seriously ill. The task force last week urged young generations to avoid going out to bars and restaurants and to not meet in groups of more than 10 people.

"We cannot have these large gatherings that continue throughout the country for people who are off work," Birx said. She added that the federal pandemic task force so far has not seen any "significant mortality" in children.

Full list of White House guidelines on COVID-19:

1.Listen and follow the directions of your state and local authorities.
2.If you feel sick, stay home. Do not go to work. Contact your medical provider.
3.If your children are sick, keep them at home. Do not send them to school. Contact your medical provider.
4.If someone in your household has tested positive for the coronavirus, keep the entire household at home. Do not go to work. Do not go to school. Contact your medical provider.
5.If you are an older person, stay home and away from other people.
6.If you are a person with a serious underlying health condition that can put you at increased risk (for example, a condition that impairs your lung or heart function or weakens your immune system), stay home and away from other people.
7.Even if you are young, or otherwise healthy, you are at risk and your activities can increase the risk for others. It is critical that you do your part to stop the spread of the coronavirus: •Work or engage in schooling from home whenever possible.
•If you work in a critical infrastructure industry, as defined by the Department of Homeland Security, such as healthcare services and pharmaceutical and food supply, you have a special responsibility to maintain your normal work schedule. You and your employers should follow CDC guidance to protect your health at work.
•Avoid social gatherings in groups of more than 10 people.
•Avoid eating or drinking at bars, restaurants, and food courts - use drive-thru, pickup, or delivery options.
•Avoid discretionary travel, shopping trips, and social visits.
•Do not visit nursing homes or retirement or long-term care facilities unless to provide critical assistance.
•Practice good hygiene: •Wash your hands, especially after touching any frequently used item or surface.
•Avoid touching your face.
•Sneeze or cough into a tissue, or the inside of your elbow.
•Disinfect frequently used items and surfaces as much as possible.

Copyright © 2020 ABC, Inc., WPVI-TV Philadelphia. All Rights Reserved.

Detroit Free Press
Detroit automakers Ford, General Motors, FCA agree to close all US plants

Jamie L. LaReau and Phoebe Wall Howard, Detroit Free Press

The Detroit Three have agreed to UAW demands to shut down all North America plants as a precaution against coronavirus.

Ford Motor Co. said that after Thursday evening shifts, the company will temporarily suspend production at its North America plants through March 30 to clean its facilities to protect its workforce and boost containment efforts for the coronavirus.

Ford said it will continue to work closely with union leaders to find ways to help keep workers healthy and safe, "even as we look at solutions for continuing to provide the vehicles customers really want and need,” said Kumar Galhotra, Ford’s president of North America. “In these unprecedented times, we’re exploring unique and creative solutions to support our workforce, customers, dealers, suppliers and communities.”

a car parked in a parking lot© Carlos Osorio, AP
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Today’s action is prudent, said UAW President Rory Gamble.

"By taking a shutdown and working through next steps, we protect UAW members, their families and the community,” said Gamble. “We have time to review best practices when the plants reopen, and we prevent the possible spread of this pandemic. We commend Ford for working with us and taking this bold step.”

CORONAVIRUS WATCH: Stay informed on the latest COVID-19 updates, locally and nationally. Sign up for our newsletter here.

Earlier, Ford temporarily closed Michigan Assembly Plant in Wayne after an employee tested positive. Ford is cleaning and disinfecting the building. Ford will halt production there through March 30.

General Motors also confirmed Wednesday it will begin a “systematic orderly suspension of manufacturing operations in North America due to market conditions and to deep clean facilities and continue to protect people.”

Its suspension of production will last until at least March 30, the company said. After that, production status will be evaluated week-to-week.

“GM and the UAW have always put the health and safety of the people entering GM plants first,” said GM CEO Mary Barra. “We have been taking extraordinary precautions around the world to keep our plant environments safe and recent developments in North America make it clear this is the right thing to do now.”

GM will suspend operations in a cadence to ensure an orderly production halt, with each facility receiving specific instructions from manufacturing leadership.

No details on the shutdowns at Fiat Chrysler Automobiles have been released yet.

Volkswagen Group of America said it has closed its offices in Auburn Hills because an employee there tested positive for coronavirus.

Volkswagen said the building will remain shut while it undergoes a deep cleaning. The person had a fever a week ago and has since stayed home from work. Other employees were immediately informed and have since been in self-quarantine. The person who tested positive no longer has symptoms but remains in self-quarantine, Volkswagen said in a statement.

Relieved workers

A stream of workers at the plants confirmed to the Free Press that they were notified about plans to shut down after noon.

Workers agreed a shut down is necessary.

Tommy Wolikow, a general assembly worker at General Motors' Flint Assembly plant, said he worries every day he goes in the plant that he might get coronavirus and pass it on to his 2-year-old and 7-year-old children.

"Walking into work each day, I had that feeling that it's scary walking past somebody and handing parts to somebody ... I could contract the virus," said Wolikow. "What's really scary is I feel this hasn't even peaked yet."

Wolikow said he also worries about how the shutdown will affect the economy. He said his 401K took a big hit since the coronavirus crisis started in late January. He's saved enough money to get by for now, but worries about the impact of a prolonged shutdown.

But others say at this point idling the plants was necessary.

“It’s the right thing to do,” said Todd Dunn, president of UAW Local 862, which includes 14,300 members at the Kentucky Truck Plant and Louisville Assembly Plant. “The bigger picture issue is to figure out a long-term plan. This is not gonna be a two-week issue. This could be a two-month issue. A long-term plan is just as important if not more important.”

Uncharted financial territory

A shutdown was expected, some analysts said, but it will hurt the companies financially.

“It doesn’t come as a surprise, especially after all the plant closings in Europe," Michelle Krebs, executive analyst for Cox Automotive, said. "We anticipate sales will drop. Frankly, they don’t need all of that production right now. Inventories are in pretty good shape.”

John McElroy, a veteran industry analyst and host of “Autoline After Hours,” said in response to news of a shutdown, “The Detroit Three tried to keep their plants running to see if they could avoid a financial disaster. But the virus outran their efforts. Now they're entering uncharted territory, and in a worst case scenario they're going to need financial help once the crisis is over.”

The decision to idle was likely a difficult decision for the Detroit Three, said Jon Gabrielsen, an auto industry economist. He said for every assembly plant job there are four other jobs in the industry and community connected to it.

Karl Brauer, executive publisher of Kelley Blue Book, said the shutdowns are unfortunate, but not unexpected.

"There was no reason to think auto manufacturing would be immune to the impact of COVID-19. We’ve already seen it alter business practices across every sector of the U.S. market," said Brauer. "This is another example of being potentially over cautious early in an outbreak versus trying to catch up after things have gone sideways. I’ll take the former option every time.”

The long-term impact on production and sales is impossible to predict, said Brauer. But many retail sectors are slowing down, so the idling production may be prudent even without any coronavirus at the plants.

Contact Detroit Free Press staff reporter Jamie L. LaReau at or 313-222-2149.

This article originally appeared on Detroit Free Press: Detroit automakers Ford, General Motors, FCA agree to close all US plants

NYSE to temporarily close trading floor, move to electronic trading because of coronavirus

NYSE to move temporarily to fully electronic trading

a man standing in front of a computer: Traders work the floor of the New York Stock Exchange (NYSE) on March 5, 2020 in New York City. After coronavirus infections rose steadily in the U.S. the DOW ends down over 950 points, nearly 3.6%.

The New York Stock Exchange said Wednesday it will temporarily close its historic trading floor and move fully to electronic trading after two people tested positive for coronavirus infection at screenings it had set up this week.


All-electronic trading will begin on March 23 at the open, the exchange said. The facilities to be closed are the NYSE equities trading floor and NYSE American Options trading floor in New York, and NYSE Arca Options trading floor in San Francisco.

The closure was in part as a result of positive coronavirus tests of two people, Stacey Cunningham, President of the NYSE, told CNBC. The entrants were stopped at the medical screenings at the Big Board.

The stock market has closed at times over the years, such as during World War II and in the wake of 9/11, but this is the first time the physical trading floor of the Big Board has ever shut independently while electronic trading continues.

“We implemented a number a number of safety precautions over the past couple of weeks, and starting on Monday this week we started pre-emptive testing of employees and screening of anyone who came into the building,” Cunningham said on “Closing Bell.” “If that screening warranted additional testing, we tested people and they were sent home and not given access to the building. A couple of those test cases have come back positive.”

“While those people were not in the building this week and the building had been cleaned and addressed prior to start of trading on Monday, I think it’s reflective we’re seeing things evolve,” Cunningham added.

The NYSE is operated by the electronic trading group Intercontinental Exchange, which acquired it in 2012. The exchange moved into its location at 18 Broad St. in lower Manhattan in 1903.

Wall Street has been on an unprecedented volatile ride during the coronavirus crisis. Just this week, a market-wide circuit breaker was triggered twice by the NYSE due to the massive sell-off, resulting in brief trading halts.

On Wednesday, the Dow Jones Industrial Average closed below 20,000 for the first time since February 2017. The S&P 500 was now nearly 30% below a record set last month.

The exchange said in a release that it was implementing its business continuity plan and “trading and regulatory oversight of all NYSE-listed securities will continue without interruption.”

— CNBC’s Jesse Pound contributed to this report.
World News

March 18, 2020 / 5:28 AM / Updated 3 hours ago

Russia deploying coronavirus disinformation to sow panic in West, EU document says

Robin Emmott

BRUSSELS (Reuters) - Russian media have deployed a “significant disinformation campaign” against the West to worsen the impact of the coronavirus, generate panic and sow distrust, according to a European Union document seen by Reuters.

FILE PHOTO: Fake blood is seen in test tubes labelled with the coronavirus (COVID-19) in this illustration taken March 17, 2020. REUTERS/Dado Ruvic/Illustration

The Kremlin denied the allegations on Wednesday, saying they were unfounded and lacked common sense.

The EU document said the Russian campaign, pushing fake news online in English, Spanish, Italian, German and French, uses contradictory, confusing and malicious reports to make it harder for the EU to communicate its response to the pandemic.

“A significant disinformation campaign by Russian state media and pro-Kremlin outlets regarding COVID-19 is ongoing,” said the nine-page internal document, dated March 16, using the name of the disease that can be caused by the coronavirus.

“The overarching aim of Kremlin disinformation is to aggravate the public health crisis in Western

line with the Kremlin’s broader strategy of attempting to subvert European societies,” the document produced by the EU’s foreign policy arm, the European External Action Service, said.

A specialist EU database has recorded almost 80 cases of disinformation about coronavirus since Jan. 22, it said.

Kremlin spokesman Dmitry Peskov pointed to what he said was the lack in the EU document of a specific example or link to a specific media outlet.

“We’re talking again about some unfounded allegations which in the current situation are probably the result of an anti-Russian obsession,” said Peskov.

The EU document cited examples from Lithuania to Ukraine. It said that on social media, Russian state-funded, Spanish-language RT Spanish was the 12th most popular news source on coronavirus between January and mid-March, based on the amount of news shared on social media.

The EEAS declined to comment directly on the report.

The European Commission said it was in contact with Google (GOOGL.O), Facebook (FB.O), Twitter (TWTR.N) and Microsoft (MSFT.O). An EU spokesman accused Moscow of “playing with people’s lives” and appealed to EU citizens to “be very careful” and only use news sources they trust.


The EU and NATO have accused Russia of covert action, including disinformation, to try to destabilise the West by exploiting divisions in society.

Russia denies any such tactics, and Russian President Vladimir Putin has accused foreign foes of targeting Russia by spreading fake news about coronavirus to whip up panic.

Russian media in Europe have not been successful in reaching the broader public, but provide a platform for anti-EU populists and polarise debate, analysis by EU and non-governmental groups has shown.

The EEAS report cited riots at the end of February in Ukraine, a former Soviet republic now seeking to join the EU and NATO, as an example of the consequences of such disinformation.

It said a fake letter purporting to be from the Ukrainian health ministry falsely stated here were five coronavirus cases in the country. Ukrainian authorities say the letter was created outside Ukraine, the EU report said.

“Pro-Kremlin disinformation messages advance a narrative that coronavirus is a human creation, weaponised by the West,” said the report, first cited by the Financial Times.

It quoted fake news created by Russia in Italy, the second-most heavily affected country in the world, that health systems would be unable to cope and doctors would choose who lived or died because of a lack of beds.

The EEAS has also shared information with Slovakia over the spread of fake news accusing the country’s prime minister, Peter Pellegrini, of being infected with the virus and saying he may have passed on the infection to others at recent summits.

EU leaders have been conferring by videoconferences since early March.

Additional reporting by Anastasia Teterevela in Moscow; Editing by Timothy Heritage/Mark Heinrich

Our Standards:The Thomson Reuters Trust Principles.

© 2020 Reuters. All Rights Reserved.


Is it allergies, the flu or the coronavirus? How to tell the difference

Updated: 9:32 AM EDT Mar 16, 2020

By AJ Willingham


The coronavirus has infected more than 100,000 people worldwide. With the news of event cancellations, empty flights and health precautions, it's natural that people may get a little anxious every time they feel a tickle in their throat or the beginnings of a bad cough.

While the coronavirus is certainly something to take seriously, the chances of any individual person getting it are still low. But if you're wondering whether that stuffy nose could end up being a worst case scenario, CNN talked to Dr. Greg Poland, a professor of medicine and Infectious diseases at the Mayo Clinic and director of the Mayo Clinic's Vaccine Research Group, about the differences between typical allergy, cold and flu symptoms, and ones associated with the coronavirus.

Itchy eyes? Runny nose? You probably have allergies — or a garden variety cold.

"The issue with seasonal allergies is that they affect the nose and eye," Poland says. "They tend to be nasal, and most symptoms are localized to the head, unless you also experience a rash."

Coronavirus and flu symptoms tend to be more systemic.

That is, they affect the whole body.

"The flu and the novel coronavirus, these affect other systems and the lower respiratory tract, Poland says. "You probably won't have a runny nose, but what you might have is a sore throat, a cough, a fever or shortness of breath. So it's a subtly different clinical diagnosis."

Pay attention to your temperature: Poland says it's very unlikely that allergies would result in a fever. They usually don't cause shortness of breath either, unless you have a preexisting condition like asthma.

Allergy symptoms are regularly occurring, and usually mild.

Poland says if you've had the same symptoms around the same time, year after year, you're probably experiencing seasonal allergies. In that case, over the counter medication and other regular health precautions will help you feel better.

Coronavirus and flu symptoms can put you out of commission.

"If you have an acute case of coronavirus or flu, you will feel so tired, so achy, you'd basically be driven to bed. Everybody would see the difference," Poland says. "Allergies may make you feel tired, but they're not going to cause severe muscle or joint ache."

Cold and mild flu symptoms usually resolve themselves.

With normal illnesses, you'll start feeling better with rest and proper care within a few days (unless you are elderly or have other health conditions, in which case even mild illnesses may take longer to pass).

Coronavirus and acute flu symptoms could get worse over time.

If you have a nasty case of the flu or coronavirus, you may get worse when you expect to get better. This is a sure sign to seek medical care.

"What would increase the suspicion of coronavirus would be if you were short of breath," Poland says. "People can also develop pneumonia from the flu, which has a similar presentation, so either way you're going to want to seek medical attention."

Early symptoms of allergies, cold, flu and coronavirus could be similar.

Unfortunately, Poland says, the initial stages of colds, flus and the coronavirus can be very similar, and some coronavirus and flu cases can be so mild they don't raise any red flags. That's why you have to pay attention to see if your symptoms persist, especially if you are in an at-risk group.

"We're worried about older people, people with asthma or other lung diseases, people with heart disease or diabetes, and also pregnant women," Poland says.

Coronavirus cases usually have some context.

So you think you have the coronavirus. Poland says any doctor is bound to ask you some contextual questions, like:
•Have you traveled recently, and if so, where?
•Have you had anybody in your home or had a workmate or schoolmate who's traveled? Where did they go?
•Have you had anybody in your home from areas where the outbreak is most concentrated?
•Have you been on a cruise ship?
•Do you live near an area where there's an outbreak?

"You're like a detective, trying to accept and put together pieces of data," Poland says. "If someone who hasn't left the middle of Kansas thinks they have the coronavirus, I would say take a Tylenol, have plenty of fluids and rest."

It may sound harsh, but the current availability of testing, treatment and proper response to the virus doesn't accommodate vague inclinations.

"If you're worried, call in to your physician," says Poland. " Describe your symptoms and they'll make a decision. You can't test everybody and you can't test anybody repeatedly."

This is also an opportunity to do some critical thinking before you race for a diagnosis.

"You would take that next step if your suspicion increases," Poland says.

Just because it isn't the coronavirus, doesn't mean it isn't serious.

"In the last few months, 30 million Americans have been infected with a virus," Poland says. "About 300 to 500 thousand of them so severe they had to be hospitalized, and about 30,000 of them died. It's the influenza virus. We are so culturally numb to 'just the flu' that we don't take it seriously despite the numbers. And in contrast, the coronavirus has killed about 3,300 in roughly the same time."

Yes, the coronavirus may have a comparatively higher death rate, but Poland also points out the more people that are infected, the more likely it is the infection will spread to others.

This means even with the statistical difference in death rates, the flu is more prevalent and far more likely to be a problem for the average person.

"When you have 30 million infected, it's easy to infect that next 10 million," Poland says.

The bottom line.

While taking precautions to prevent the spread of the coronavirus is important, you may need to live with some uncertainty when it comes to the general health anxieties it inspires.

It's up to you to stay vigilant, take into account your medical history, monitor any symptoms and think critically about whether your specific situation puts you at risk, or whether you just need a Zyrtec and some rest.

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New York City Local News

New York City Local News
New York City, NY

health & fitness

Flu Bigger Threat To NYC Than Coronavirus, Experts Say

There have been 8,602 cases of the flu in NYC in the past week, while there has never been a confirmed case of the new coronavirus.

By Adam Nichols, Patch Staff 

Feb 7, 2020 2:23 pm ET

Flu is a much bigger threat to New York than the coronavirus, experts said.
Flu is a much bigger threat to New York than the coronavirus, experts said. (iStock / Getty Images Plus)

NEW YORK CITY — While the new coronavirus continues to dominate headlines and news alerts, the flu is a much bigger threat to New Yorkers, health experts said.

Influenza-related illnesses this week climbed to nearly 22 million nationwide, and while the coronavirus threat is serious — more than 24,000 cases have been reported in China, where the virus originated — the odds of catching it in the United States are almost zero, according to Healthline.

With only 12 confirmed cases of coronavirus in the U.S., and none in New York, the odds are the flu is a much more serious risk to your health.

There were 8,602 cases of flu confirmed in New York City inthe week ending Feb 1, the state's department of health said.

"So far this season in the U.S. (there's been) a mortality rate from flu-like illnesses and pneumonia of around 7 percent," Dr. Charles Bailey, an infectious disease specialist with St. Joseph Hospital in Irvine, California, told Healthline.

"Clearly, if there's no panic concerning the current flu season — which is a fairly normal one — panic over (the) domestic 2019 coronavirus situation doesn't seem justified at present."

So far this season, 12,000 people in the U.S. have died due to flu-related illnesses and complications, according to the latest data from the Centers for Disease Control and Prevention. Of those deaths, 10 were children.

The CDC estimates that, so far this season, there have been at least 22 million illnesses, 210,000 hospitalizations and 12,000 deaths from the flu.

Typically, the groups most at risk of the flu are older adults, very young children, pregnant women and those with certain chronic medical conditions.

According to the CDC, symptoms of the flu include:
•Fever or feeling feverish/chills (though not everyone with flu will have a fever)
•Sore throat
•Runny or stuffy nose
•Muscle or body aches
•Some people may have vomiting and diarrhea, though this is more common in children than adults.

Stocks fell sharply Monday — with the Dow suffering its worst day since the “Black Monday” market crash in 1987 and its third-worst day ever — even after the Federal Reserve embarked on a massive monetary stimulus campaign to curb slower economic growth amid the coronavirus outbreak.


The Dow Jones Industrial Average closed 2,997.10 points lower, or 12.9%, at 20,188.52. The 30-stock Dow was briefly down more than 3,000 points in the final minutes of trading. The S&P 500 dropped 12% to 2,386.13 — hitting its lowest level since December 2018 — while the Nasdaq Composite closed 12.3% lower at 6,904.59 in its worst day ever.

“The markets are getting no break with yesterday’s historic Fed actions and COVID-19 dominating the world’s headlines,” Frank Cappelleri, executive director at Instinet, said in a note. “While the news continues to worsen and with the price action doing things we’ve only seen a handful of other times in the last century, it’s nearly impossible to keep things in perspective.”

“We can’t argue the facts, and we’re dealing with a much bigger issue than just the economy,” Cappelleri said.

The major averages fell to their lows into the close after President Donald Trump said the worst of the outbreak could last until August. He also told reporters the U.S. “may be” heading into a recession.

“The market didn’t hear what it wanted to hear. I don’t think that it wanted to hear that this was going to last until July and August, and now the market does the math. If it lasts until July and August, that means we maybe have a contraction in the second quarter and the third quarter, and that means recession,” BNY Mellon strategist Liz Young said on CNBC’s “Closing Bell.”

Monday’s losses put the Dow down 31.7% from its all-time high and the S&P 500 and Nasdaq more than 29% below their records last month. The Dow fell to its lowest point since 2017.

The Dow’s drop was the worst decline since its “Black Monday” crash three decades ago when it fell more than 22%. The drop surpassed its 9.99% tumble last Thursday. It was also the Dow’s third-worst day ever; it dropped more than 13% in late 1929.

Trading was halted for 15 minutes shortly after the open as a then-8% drop on the S&P 500 triggered a so-called circuit breaker. It was the third time in the last week a circuit breaker was triggered. Those circuit breakers are imposed by the exchanges to maintain orderly market behavior.

While the central bank’s actions may help ease the functioning of markets, many investors said they would ultimately want to see coronavirus cases peaking and falling in the U.S. before it was safe to take on risk and buy equities again.

The Fed’s move, in tandem with headlines suggesting the White House is preparing a tax break for consumers and a bailout for the airlines industry, made some investors more optimistic on the market.

“This entire market would turn around in one second if the government came out and said, we’re going to provide business interruption insurance to companies that lose money in the second quarter if they don’t fire any workers,” Ricky Sandler, Eminence Capital CEO, told CNBC’s Scott Wapner.

But that optimism gave way into the close as President Trump spoke at a press conference on the coronavirus from the White House.

On Sunday, the Fed cut interest rates down to basically zero, their lowest level since 2015, and launched a massive $700 billion quantitative easing program. Trump said he was “very happy” with the announcement, adding: “I think that people in the markets should be very thrilled.”

“This, coupled with an important fiscal package, should help cushion the economic downside from the virus’ effect on economic activity,” said Quincy Krosby, chief market strategist at Prudential Financial. “It’s going to be positive, but the market is at the mercy of the virus and at the mercy of whether the containment policies work.”

The Fed’s announcement came after it issued another emergency rate cut earlier this month. It also comes on the heels of the market’s biggest one-day gain since 2008, with the major averages all surging more than 9% on Friday.

However, news about the coronavirus outbreak did not help sentiment. U.S. cases have jumped to 3,774 and 69 deaths, according to Johns Hopkins University. The Centers for Disease Control and Prevention urged organizers to cancel or postpone events with more than 50 people. New York, New Jersey and Connecticut governors banned eating in restaurants and limited events to less than 50 people.

Amid the dire headlines on the coronavirus, investors called for a substantial fiscal response from Congress and the White House.

U.S. airlines are seeking $50 billion in government assistance to curb the virus’ blow to the industry, according to CNBC. Sen. Mitt Romney, R-UT, proposed Monday sending every U.S. adult $1,000 to ease the financial pain from the virus. That proposal came after National Economic Council Director Larry Kudlow said the administration “might” provide direct cash assistance to U.S. households. Sen. Chuck Schumer, D-NY, will reportedly propose a stimulus package of at least $750 billion.

“The main problem this time as to other market disruptions is the abrupt closure of economic activity,” said Dan Deming, managing director at KKM Financial. “The speed of the impact to middle America, let alone the global community is relatively unprecedented.”

Apple shares plunged by 12.9%. Bank stocks took a hit, with Bank of America and JPMorgan Chase each dropping more than 14%. Morgan Stanley fell 15.6% while Citigroup dropped 19.3%. The big banks announced Sunday they were halting their buyback programs in an effort to provide capital where needed.

Airline came off their lows after Trump said the administration would “backstop the airlines.” Delta shares closed just 6.7% lower after falling more than 10%. American Airlines was up more than 10% after plunging earlier in the day.

Investors have been dumping equities amid worries the coronavirus will slow economic growth and take a bite out of corporate profits. Economists at JPMorgan see negative growth for the first quarter while Goldman Sachs downgraded its first-quarter growth forecast to flat from 0.7%.

“The rapid spread of COVID-19 across the globe has dramatically heightened investor uncertainty and rocked global financial markets,” strategists at MRB Partners said in a note, adding the situation will “get worse before it gets better.”

“Looking ahead, the number of active cases is likely to worsen in the near run,” they said.

Coronavirus vs. Swine Flu - the numbers

by Hannah Cumler|
Friday, March 13th 2020

Comparing the current coronavirus pandemic with the last pandemic declared by the World Health Organization, the swine flu, also known as H1N1 in 2009. (Photo: MGN)

GRAND TRAVERSE COUNTY, Mich., (WPBN/WGTU)-- As we learn more about the coronavirus each day, it can be hard to put all the information into perspective.

So, here at 7&4 News, we wanted to compare the current coronavirus pandemic with the last pandemic declared by the World Health Organization, the swine flu, also known as H1N1 in 2009.

Keep in mind, when looking at these numbers, the swine flu was a pandemic for a year and we are just months into the coronavirus.

All of the following numbers are from the World Health Organization:

In 2009, there were up to 1.4 billion worldwide cases of the Swine Flu in the one year it was a global pandemic.

For the coronavirus, since the breakout in Wuhan, China months ago, there are 132,536 confirmed cases worldwide.

With the swine flu, there were up to 575,000 deaths worldwide associated with disease over the course of the entire pandemic.

Months into the coronavirus there have been 4,947 deaths worldwide.

In the United States, there were 61 million cases of confirmed swine flu.

Friday afternoon, there were 1,264 confirmed cases of the coronavirus in the U.S., of course that number continues to grow each day.

Comparing death tolls, the 2009 swine flu claimed the lives of 12, 469 Americans.

As of Friday afternoon, there were 36 deaths due to the coronavirus in the U.S.

The swine flu was declared no longer a pandemic in 2010, meaning the above numbers for the disease are final.

However, the coronavirus is still expected to grow.